This program has been specifically designed for U.S.-based youth sports camp operations (those attended by campers age 19 or under) or sports clinics that are held at premises that are not owned or maintained by the sport camp operator. Coverage provided under this program includes important liability protection for the camp or clinic operator, including employees and volunteers, for liability claims arising out of its operations. In addition, the program provides medical payments coverage to the camp or clinic participants. Coverage is provided on an annual basis, but only applies to those camp sessions that are specifically reported.

Note: Sports camps and clinics that may not be eligible for the program outlined below and/or have more complex coverage needs should contact Joe Hirsch at 717-395-9279.

For more information on your sport or activity, select one following options:



Youth day camps offering programming in the following categories are eligible to submit an enrollment in this insurance program

  • Baseball
  • Cheerleading
  • Drill team
  • Golf
  • Ice hockey
  • Strength & conditioning
  • Squash
  • Tennis
  • Track & field
  • Wrestling
  • Basketball
  • Deck/floor hockey
  • Football
  • Gymnastics
  • Lacrosse
  • Soccer
  • Swimming
  • Softball
  • Volleyball
  • Water polo

Classroom/lecture clinics for coaches or officials in any of the above mentioned sports are also eligible to enroll in this insurance program


  • After school/ daycare/ latch key programs
  • Boxing
  • Broomball
  • Diving
  • Martial arts
  • Recruiting camps, showcases or combines
  • Open water activities
  • Skiing (snow or water)
  • Weight-loss camps
  • Box Lacrosse
  • Cycling or BMX
  • Equestrian
  • Pro-sport tryout and training camps
  • Rugby
  • Skateboarding
  • Sports camp/clinic operations who own their own facility


Commercial General Liability

  • Personal & Advertising Injury
  • Medical Expense Reimbursement for Participants (illness)
  • Medical Expense (other than participants)
  • Damage To Premises Rented to You
  • Products-Completed Operations
  • Legal Liability to Participants
  • Professional Liability
  • Medical Payments for Participants
  • Hired Auto and Employers' Non-ownership Liability (not provided while in Hawaii)


Owners of camp premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium charge or fees for certificates of insurance evidencing this coverage.


  • Abuse, molestation, harassment, or sexual conduct
  • Amusement devices (e.g.: rides, slides, inflatables, bungees, climbing walls, dunk tanks)
  • Asbestos
  • Employment related practices
  • Fireworks
  • Fungi or bacteria
  • Lead
  • Operation, ownership or management of any facility or field other than being used for covered activities
  • Nuclear energy
  • Pollution
  • Use of haunted attractions
  • Operations listed as ineligible
  • Transportation of participants


The following information is required 10 business days prior to the desired effective date: