This insurance program has been specifically designed to meet the unique needs of a U.S. based sports instructor directly supervising an individual or a group engaged in sports-related skills.

One and Two Year Coverage Terms Available.

For more information on your sport or activity, select one following options:



An instructor age 18 or older conduction private or group instruction in any of the following:

  • Baseball
  • Basketball
  • Baton twirling
  • Bowling
  • Cheerleading
  • Cross Country
  • Fencing
  • Figure skating
  • Football
  • Golf
  • Hockey
  • Lacrosse
  • Racquetball
  • Road Running
  • Soccer
  • Softball
  • Swimming
  • Table tennis
  • Tennis
  • Track & field
  • Tumbling (floor only, no gymnastic approaches)
  • Volleyball
  • Wrestling

Note:  If your risk doesn't fit the eligibility of this program, please contact Joe Hirsch at 717-395-9279.


Certain operations are not eligible for coverage by this program. We reserve the right to decline any request for coverage. The ineligible operations include, but are not limited to the following (and are excluded from coverage):

    • Dance
    • Diving
    • Canoeing
    • Cycling
    • Equestrian
    • Gymnastics
    • Kayaking
    • Lifeguarding
    • Martial arts
    • Rowing
    • Scuba diving
    • Skiing
    • Surfing

For more information regarding coverage for a sports facility, please contact Joe Hirsch at 717-395-9279.


General liability coverage protects you if you are legally obligated to pay damages for bodily injury to others and for damage to the property of others resulting from your sports-related skills instruction. The policy also provides coverage (professional liability) for wrongful acts (breach of duty, neglect, error, omission, misstatement or a misleading statement in the discharge of sports-related skills instruction) that occur as a result of your instruction.

General Liability

  • Bodily Injury & Property Damage
  • Products-completed Operations
  • Personal and Advertising Injury
  • Legal Liability to Participants
  • Professional Liability
  • Damage to Premise Rented to You
  • Medical Expense (Other than participants)


  • Abuse, molestation, harassment, or sexual conduct
  • Dietician services
  • Operation, ownership or management of a commercial sports facility
  • Physical therapy, massage or salon services
  • Those operations listed as ineligible
  • Amusement devices (eg:rides, slides, inflatables, walls, climbing, bungess, dunk tanks)
  • Employment-related practices
  • Medical, therapy or health care services
  • Physicals/stress testing
  • Sale or distribution of herbal medicinal and/or nutritional products